In pursuit of livelihood and profession, it has been established that many people work too hard. These people expose themselves to job stress because the “hard worker” enjoys a very high social recognition. As a result, the job has such a high priority that people do not allocate any tim…

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Mr Calisto was a communications manager in a certain big organization and his mandate included setting up marketing and communication strategies. However, streams of complaints landed on his desk from customers ranging from unfulfilled promises to extortion. Calisto made light of this and argued it was just a wave and will go, just like other waves. But it never went.…

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Establishing and running a business is a stressing venture not fit for the fainthearted. Once the business owner overcomes the start-up challenges, he/she has to grapple with growth. When the business reaches a certain point of maturity, it is now not just a matter of getting orders and serving them. The organization structure, human resources, operational processes and systems etc become issues that demand the owner’s attention. While before there were only a few employees who multitasked to keep the business running, there is now need to create specific roles of each employee to minimize overlapping of roles.…

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One of our predictions in the last two articles was that banks would reduce their branches in the wake of capping of interest rates. Ecobank Kenya has started the ball rolling. Others are likely to follow very soon. We also suggested that the banks are likely to lay off employees. Well, this has started happening much faster than expected. Sidian Bank is doing away with over 100 employees and most other banks are said to be adopting the same measure.…

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My recently published book, Career Dynamics in the 21st Century, is apparently creating continually increasing opportunities of conducting career as well as personal development seminars not only for groups of individuals, but also schools and organizations. Alongside, many individuals are openly revealing their personalized predicaments, especially with regard to career paths. Some three individuals present interesting scenarios worth discussing.…

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Finally, the bank interest rates are being regulated. A nice word to mean the government has put a cap (ceiling) on the maximum that the banks can charge on a loan. President Uhuru Kenyatta signed it into law the Banking (Amendment) Bill, 2015 in August. There was opposition to the law, the obvious frontrunners in the crusade being the banks which have been making supernormal profits.

A while back, banks had pledged to regulate themselves. It didn’t work. Interest rates continued being high. Central Bank of Kenya (CBK) was also not enthusiastic on the new law. The regulator preferred market forces to regulate the interest rates.…

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To enable us understand the concept of talent management, we need to remind ourselves what the word talent means. We see talent when people excel in what they are doing. There is no doubt that David Rudisha is a talented athlete.…

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About 40 years ago, the only institutions that gave out credit other than banks were the co-operative societies. The societies were (and still are) owned by farmers in specific sectors. Coffee coop societies, tea coop societies and dairy coop societies are just a few examples.  These societies were also local in nature, handling produce from a specific locality. And so were (are) their names. Tetu Coffee Growers Coop Society, Kangema Tea Farmers Coop Society, Nandi Hills Tea Growers Society etc were names that meant a member could get credit.…

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Getting into business may look easy. You have the business idea. You put together the capital needed. You are the first employee - and you are ready to go. Business premises may or may not be a critical priority at the start. The telephone might be the only fixed asset that you need as you start.…

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As a result of the many challenges that beset small and medium enterprises (SMEs), it is not easy for them to make the right choices when considering facilities for their businesses. At times, the facilities taken are a mismatch with the business requirements, something that has seen businessmen bec…

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Retirement is a subject that workers find difficult to deal with. And yet, we all must retire from work at one point or another. Even those of us in business, we will reach a point at which we must retire.
So what is retirement? In simple terms, retirement is the actual separation of an employee fro…

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